Short-Term Disability (STD)

Short-term disability offers income protection should you be unable to work as a result of a non-work related illness or injury (including pregnancy, childbirth, or related medical condition).

Pacsun provides this coverage through New York Life at no extra cost to eligible associates. Enrollment in the Short-Term Disability plan is automatic. You are not required to take any action to participate.

Benefit Coverage

  • STD coverage is provided for Groups 1 and 2. See eligibility chart on the Eligibility & Enrollment page to locate the group into which you fall.
  • STD Benefit Coverage is provided for up to 12 Weeks at 60% of your normal weekly earnings, up to $1,500 per week.
  • Minimum benefit of $25 per week.

Waiting Periods

STD benefits will be available to eligible associates on the first of the month following 180 days of employment/eligibility. There is a 7-day waiting period from the date of disability before benefits are paid.

Coordination With State Disability Programs

  • California, New Jersey, New York, and Rhode Island associates are provided disability insurance benefits by a mandated state disability program. The list of states is subject to change according to law, and Pacsun will comply.
  • Where applicable, New York Life STD provides Group 1 and 2 associates the difference between state disability and maximum percentage allowed under the New York Life STD plan, up to a maximum benefit of $1,500/week.
  • Please contact the Benefits Team for more information regarding eligibility requirements for your specific state.

Short-Term Disability (STD)

Short-term disability offers income protection should you be unable to work as a result of a non-work related illness or injury (including pregnancy, childbirth, or related medical condition).

Pacsun provides this coverage through New York Life at no extra cost to eligible associates. Enrollment in the Short-Term Disability plan is automatic. You are not required to take any action to participate.

Coordination With State Disability Programs

Puerto Rico associates are provided disability insurance benefits by a mandated state disability program.

STATECARRIERMAXIMUM %MAXIMUM BENEFIT
Puerto Rico StatutorySINOTn/a$113/week
PSEB STD for
Group 2 and 3
Cigna60%$1,500/week

Benefit Coverage

  • New York Life STD coverage is provided for Group 2 associates. See the eligibility chart on the Eligibility & Enrollment page to locate the group into which you fall.
  • New York Life STD provides the difference between state disability and the maximum percentage allowed under the New York Life STD plan, which is
    up to 12 weeks of coverage at 60% of your normal weekly earnings, up to $1,500 per week.

Waiting Periods

  • New York Life STD benefits will be available to eligible associates on the first of the month following 180 days of employment/eligibility.
  • There is a 7-day waiting period from the date of disability before benefits are paid.
  • Please contact the Benefits Team for more information regarding eligibility requirements.

Short-Term Disability (STD)

Short-term disability offers income protection should you be unable to work as a result of a non-work related illness or injury (including pregnancy, childbirth, or related medical condition).

Pacsun provides this coverage through New York Life at no extra cost to eligible associates. Enrollment in the Short-Term Disability plan is automatic. You are not required to take any action to participate.

Coordination With State Disability Programs

STATECARRIERMAXIMUM
%
MAXIMUM BENEFIT
Hawaii StatutoryNew York Life58%$640/week
PSEB STD for
Group 2
New York Life60%$1,500/week

Benefit Coverage

  • New York Life STD coverage is provided for Group 2 associates. See the eligibility chart on the Eligibility & Enrollment page to locate the group into which you fall.
  • New York Life STD provides the difference between state disability and the maximum percentage allowed under the New York Life STD plan, which is
    up to 12 weeks of coverage at 60% of your normal weekly earnings, up to $1,500 per week.

Waiting Periods

  • New York Life STD benefits will be available to eligible associates on the first of the month following 180 days of employment/eligibility.
  • There is a 7-day waiting period from the date of disability before benefits are paid.
  • Please contact the Benefits Team for more information regarding eligibility requirements.

Company-Paid Long-Term Disability (LTD)

Long-term disability benefits are provided in situations where STD benefits have been exhausted and you are still unable to work.

Pacsun provides this coverage through New York Life at no extra cost to eligible associates. Enrollment in the LTD plan is automatic for eligible associates. You are not required to take any action to participate.

Waiting Period

  • LTD benefits will be available to eligible associates on the first of the month following 180 days of employment/eligibility.
  • There is a 90-day waiting period from the date of disability before benefits are paid.

Benefit Coverage

LTD coverage is provided for Group 1 and 2 associates.  Benefit coverage amounts vary by eligibility group as reflected in the chart below. See the eligibility chart on the Eligibility & Enrollment page to locate the group into which you fall.

GROUPBENEFIT COVERAGE
160% of your monthly salary,
up to a maximum of $20,000 per month up to SSNRA
260% of your monthly salary,
up to a maximum of $12,000 per month up to SSNRA

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