Flexible Spending Accounts (FSA)

Did you know you can pay for out-of-pocket healthcare, dependent care, and commuter costs with pre-tax dollars? Flexible Spending Accounts allow you to set aside pre-tax contributions through payroll deduction to pay for eligible expenses. They also help reduce your taxable income and are easy to use with a point of sale debit card.

  • New this year for FSA!  The Health Care FSA will have a carryover provision that allows participants to rollover up to $550 of unspent FSA money into future plan years.  In order to roll funds over to the next plan year, you must re-enroll in the plan the next plan year.  Click HERE to learn more.


The money that you contribute to your FSA is deducted from your paycheck in equal amounts bi-weekly. Your contributions are deducted before Federal, State, and Social Security taxes are withheld from your pay.

TRI-AD is our new FSA administrator, replacing Navia from the previous plan period.

IRS Rules

Flexible Spending Accounts normally has a “use it or lose it” rule. Any money that you set aside in your Healthcare, Dependent Care, or Commuter/Transit FSA that is not used or reimbursed for claims incurred during the plan year will be forfeited.

Visit the eligibility list on TRI-AD’s FSA Store for a list of covered expenses.

TRI-AD Online & Mobile App – Android  iOS

Claim Submissions

You may submit your eligible expenses online (fastest method), by fax, or by mail. Log in to your account with TRI-AD to file an online claim or to print a claim form. Regardless of the submission method you use, remember to keep a copy of all claims and receipts for your records.

Receive Your Reimbursements Faster

Do you want to receive your FSA reimbursement even faster? Be sure to enroll for Direct Deposit on the TRI-AD website. Direct deposit can be made to either a checking or savings account and new enrollments typically take 10 – 14 days to activate. You’ll receive paper checks during the activation period. Unless you choose to cancel it, your direct deposit will continue from year to year for as long as you are enrolled in the spending account plan(s).


The Pacsun Collective is your one-stop resource for benefits information at Pacsun. Select a location from the menu below to get started.